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UCard Activation Guide | Medicare UCard – UnitedHealthcare at activate.uhc.com

 

If you’re a UnitedHealthcare® member, your Medicare UCard™ is more than just an ID. It’s your all-in-one key to accessing benefits, shopping with rewards, and staying active with programs like SilverSneakers®. To unlock its full potential, you’ll need to activate your UCard. This guide walks you through the process at activate.uhc.com, step by step.

What Is the UnitedHealthcare UCard?

The UCard is your personalized UnitedHealthcare membership card that simplifies how you use your plan:

  • Member ID – Acts as your health plan ID for doctors and pharmacies.

  • OTC Credits – Spend quarterly credits on eligible over-the-counter items.

  • Rewards – Use earned rewards dollars for health-related purchases.

  • SilverSneakers® – Access participating gyms and wellness programs.

  • Convenience – One card for medical, pharmacy, and benefits.

Why Activate Your UCard?

Without activation, you’ll miss out on valuable features:

  • Using your OTC benefit at participating retailers.

  • Spending reward dollars earned through health activities.

  • Accessing fitness and wellness programs seamlessly.

  • Shopping online or swiping in-store with your UCard.

✅ Note: You do not need activation for doctor visits or medical billing — your card will still work as your ID.

How to Activate Your UCard at activate.uhc.com

Step 1: Visit the Portal

Go to activate.uhc.com on your phone or computer.

Step 2: Enter Card Details

Provide your:

  • 16-digit UCard number

  • 3-digit CVV code

  • Expiration date

Step 3: Verify Identity

Confirm personal information such as your date of birth and ZIP code.

Step 4: Create or Log In to Your Account

  • If you’re new, set up a UnitedHealthcare member account.

  • If you already have one, just log in.

Step 5: Complete Activation

Click Activate to finish. You’ll see confirmation once your UCard is ready.

Alternative Ways to Activate

  • By Phone: Call 866-757-1864 (TTY 711).

  • By QR Code: Scan the QR code in your UCard mail packet.

What’s Next After Activation?

Once activated, you can:

  • Shop for OTC products with your quarterly credits.

  • Track and spend your rewards balance.

  • Swipe your card at checkout in participating stores.

  • Use the UCard Hub online for balance tracking and FAQs.

Need Help?

  • Visit the UCard Hub on your UnitedHealthcare member portal.

  • Call member services at 855-853-0453 (TTY 711).

Final Thoughts

Activating your Medicare UCard™ at activate.uhc.com ensures you get the most from your UnitedHealthcare plan. From shopping with OTC credits to earning rewards for healthy living, the UCard is designed to simplify and maximize your benefits.

👉 Don’t wait — activate your UCard today and unlock your full member experience.

Last modified: 2025-09-10Powered by