Activate Your Member Account at activate.uhc.com — UCard Activation Guide

Welcome! Activating your UnitedHealthcare UCard enables full access to member benefits like OTC credits, SilverSneakers®, and rewards. Use this simple guide to complete activation at activate.uhc.com.

What Is the UCard?

The UCard is not only your medicare advantage member ID card—it also acts as your gateway to value-added benefits:

• Use your Healthy Benefits + OTC credit to purchase eligible health items—typically $40 each quarter.

• Shop with earned rewards dollars, either online or in-person.

• Access SilverSneakers® workout facilities (some may request swipe verification).

Why Activation Matters

Activation empowers you to use:

• OTC benefits

• Rewards balance

• SilverSneakers

• Other value-based features

Note: Activation is not required for medical provider visits or claims verification.

What's on Your UCard?

For your safety, the UCard includes:

• A unique 16-digit card number

• A 3-digit CVV code

• An expiration date (MM/YY)

• A magnetic stripe for easy in-store use

Activate Your UnitedHealthcare UCard at activate.uhc.com

Follow these simple steps to activate your UCard and unlock all your benefits.

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Step 1: Visit the Activation Website

• Go to activate.uhc.com in your web browser.

• Make sure you have your UCard handy, along with personal details (like your date of birth and ZIP code).

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Step 2: Enter Your Card Information

• Type in your 16-digit UCard number.

• Enter the CVV (3-digit code) printed on your card.

• Add your expiration date (MM/YY).

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Step 3: Verify Your Identity

• Provide your date of birth and other requested personal details.

• This ensures the account is linked to the correct member.

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Step 4: Create Your Account (if new)

• If you don’t already have a UnitedHealthcare member account, you’ll be prompted to create one.

• Choose a username and password that meet security requirements.

• Set up security questions for future login protection.

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Step 5: Complete Activation

• Review your information.

• Click “Activate” to finish the process.

• Once confirmed, your UCard will be ready for use.

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Step 6: Start Using Your UCard

After activation, you can:

• Spend your OTC credits on eligible products.

• Access your rewards balance.

• Enjoy programs like SilverSneakers® fitness.

• Use the UCard at participating retailers (swipe at checkout).

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Alternative Ways to Activate

• By Phone: Call 866-757-1864 (TTY: 711) and follow the automated instructions.

• By QR Code: Scan the code included in your UCard mailer to activate instantly.